3 types of medical card in Malaysia market.

Before you buy the medical card you have to pay your attention to the renewal condition of the medical card insurance. 

This is because some policies are guaranteed renewable, some are conditional guaranteed renewable and the rest are yearly renewable. For guaranteed renewable, it is your medical insurance can be renewed when it is due for renewal. 

This are not happen if your life time medical fund limit is used up. In conditional guaranteed renewable, your policy must be claims free which mean never make a claim before and in force for a period of TWO consecutive years in order to enjoy this guaranteed renewable advantage. 

Lastly, for yearly renewable means the renewal of your policy is subject to approval of the insurer. So, we have no control of this. (khairul,2014)